Who Is Liable When My Car is Struck by Something?March 22, 2019
You are driving down the highway outside of Baltimore when it happens: A tire flies off the truck in front of you, striking the side of your car. Thankfully, you avoid colliding with the vehicles around you. But when you get the opportunity to stop and examine your car, you notice part of your hood is dented, your headlights are smashed, and your other front lights are non-functional.
Should you simply make an appointment at your preferred mechanic and pay for the damages out of pocket? After all, the truck is long gone. Or is it possible for you to make a claim against the at-fault party?
When and When Not to Sue
Unless a passenger took a picture of the truck that released the tire, or you somehow managed to memorize the truck’s license plate, you probably do not have grounds for a lawsuit. However, you may still be able to recoup damages from your insurance provider.
It is mandatory in the state of Maryland for drivers to have uninsured motorist coverage. This type of coverage is in place to cover you not only if you have an accident with another uninsured driver, but in the event that something strikes your car from an unknown or unidentified vehicle.
You may still want to call a Baltimore car accident lawyer, particularly if you were physically injured during the event. As an example, a flying object might strike the top of your car, denting it and ultimately hitting you in the head. Head trauma can easily lead to concussion, which can mean time off work, lost wages, and medical bills.
An insurance carrier may try to settle by offering an amount that does not sufficiently cover your bills or pain and suffering.
Tips to Consider When Struck-by Objects from Highway Vehicles
Obviously, the best way to avoid a car accident is to not drive behind trucks or other vehicles with objects that seem to be loose or untethered. The same holds true for trucks that have uncleared ice on the top of their rigs. Yet sometimes accidents are unavoidable, even if you practice safe driving.
If you do find yourself in an accident involving a flying object from another vehicle, keep these hints in mind:
- As long as you are unhurt, drive until you can pull over at a safe spot.
- Do not try to get an image of the offending vehicle, unless you can come to a complete stop. Have a passenger do it or simply try to memorize the plate or something that stands-out about the vehicle. Taking a photo can put you at greater risk of getting into a collision.
- Get medical attention immediately, even if you just feel a little lightheaded, have a slight headache, or experience light bruising. Documentation of injuries could be critical.
- Contact your insurance carrier as soon as you have safely stopped your car and gotten medical attention.
- Contact the police if you know the license plate number of the driver that did not have items properly secured.
Baltimore Car Accident Lawyers at LeViness, Tolzman & Hamilton Help Victims of Falling or Flying Debris Get Fair Insurance Settlements
Worried that the settlement your insurance carrier or another insurance provider offers is too little? Contact the Baltimore car accident lawyers at LeViness, Tolzman & Hamilton to arrange a free consultation. Call 800-547-4LAW (4529) or fill out our online form. Our job is to make sure your rights are upheld and that you receive fair compensation as a victim of a traffic accident that was not your fault.
Our offices are located in Baltimore, Columbia, Glen Burnie, and Towson, allowing us to represent car accident victims in Maryland, including those in Anne Arundel County, Baltimore County, Carroll County, Harford County, Howard County, Montgomery County, Maryland’s Western Counties, Prince George’s County, Queen Anne’s County, Southern Maryland, and the Eastern Shore, as well as the communities of Catonsville, Essex, Halethorpe, Middle River, Rosedale, Gwynn Oak, Brooklandville, Dundalk, Pikesville, Nottingham, Windsor Mill, Lutherville, Timonium, Sparrows Point, Ridgewood, and Elkridge.